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FIXnotes

Credit unions with the largest QoQ rise in 1-4 family — 1st lien nonperforming ratio

Credit unions whose nonperforming-loan ratio for a specific residential or multifamily collateral type rose quarter-over-quarter. NCUA-only — banks publish no equivalent per-collateral data through BankFind /financials (Plan 5 / FFIEC CDR is the bank-side analog).

Q1 202627 institutions
In Q1 2026, nonperforming loans secured by 1-4 family — 1st lien collateral rose among 27 credit unions tracked, with COMMUNITY POWERED (DE) reporting the largest quarterly increase at +4.5pp, reaching 6.67%. INNER LAKES (NY) and LA PORTE COMMUNITY (IN) followed with increases of +3.9pp and +3.0pp, respectively.
Rising NPLs by Collateral (Credit Unions)
Sorted by QoQ Δ NPL %
Export CSV (Mastermind)
RankInstitutionSourceStateQoQ Δ NPL %Trend
1COMMUNITY POWEREDCUDE
2INNER LAKESCUNY
3LA PORTE COMMUNITYCUIN
4CITIZENS COMMUNITYCUIA
5KINGSCUCA
6EMPLOYEESCUIA
7BROWARD HEALTHCARECUFL
8GLENDALECUCA
9TRAILHEADCUOR
101ST MISSISSIPPICUMS
17 more institutions match this list. Unlock metric values for every row and column sort with Foundation.
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RankInstitutionSourceStateQoQ Δ NPL %Trend
11SOOPER CU DBA CLIMB CUCUCO████████
12FAMILY FIRSTCUGA████████
13GEAUGACUOH████████
14UNION SQUARECUTX████████
15GUADALUPECUNM████████
16PEOPLES ADVANTAGECUVA████████
17SUMMITCUNC████████
18UNITED SAVINGSCUND████████
19ALLEGIUSCUIN████████
20ADVANCED FINANCIALCUNJ████████
21CHOICE ONE COMMUNITYCUPA████████
22EDUCATION FIRST CREDIT UNION, INC.CUOH████████
23OLD WESTCUOR████████
24SUNLIGHTCUWY████████
25EAGLE ONECUDE████████
26RUSSELL COUNTRYCUMT████████
27EXTRACUMI████████

Methodology

This card ranks credit unions whose nonperforming-loan ratio for the named collateral type rose quarter-over-quarter by at least 0.5 percentage points (thresholds.minQoqDelta = 0.005), where the CU's exposure to that collateral type exceeds $1M (thresholds.minLoanBalance = 1000000) and the current ratio exceeds 2% (thresholds.minNonperformingPct = 0.02). The CU itself must hold at least $50M of total loans (thresholds.minTotalLoans = 50000000) to filter out sub-scale rosters. Per-collateral nonperforming volume is computed as the sum of the four 60+-days-delinquent buckets specific to that collateral type (DL0058-DL0061 for 1st-lien, DL0065-DL0068 for junior-lien, DL0093-DL0096 for multifamily) — matching the LCD convention used elsewhere in NPL Explorer. Source: NCUA 5300 Call Report Schedule FS220P (Loan Loss Distribution) for delinquency, Schedule FS220L for per-collateral balances. Banks do not publish equivalent per-collateral data through BankFind /financials; FFIEC CDR (Plan 5) is the bank-side analog. Sorted by quarter-over-quarter delta descending.

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