UNITED CONSUMERS
CUINDEPENDENCE, MO
Total Assets
$216M
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Total Loans
$156M
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UNITED CONSUMERS in MO reported a Texas ratio of 4.5% in Q1 2026, down -0.9pp from the prior quarter. Nonperforming assets declined to 0.73%, a decrease of -0.12pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $27M | 17.2% | — | — |
| 1-4 family — junior lien | $15M | 9.6% | — | — |
| Multifamily | $6M | 3.8% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
UNITED CONSUMERS currently appears on: Under-Reserved Lenders