Institutional NPL Dispositions.
Structured. Compliant. Managed.
We manage the entire sale process — from buyer sourcing and negotiation
to documentation and servicing transfer.
From Conversation to Capital
Tell Us About Your Portfolio
Short intake form + portfolio assessment to determine the right approach.
We Handle Everything
Data ingestion, buyer matching, negotiations, documentation — all managed by our team.
Receive Capital
Average cycle from listing to closing: 33 days.
What We Handle End-to-End
🛡 Vetted Buyers Only
3-tier compliance process: entity verification, regulatory background screening, and signed servicing/data protection agreements before any buyer accesses your portfolio data.
📊 Competitive Pricing
Competitive marketplace bidding from multiple qualified buyers — not a single negotiation or blast-email bid tape.
⚖️ Borrower Protection
Buyers execute enforceable agreements covering FDCPA, FCRA, servicing standards, and consumer protection compliance before transacting.
📄 Documentation & Transfer
We manage all post-sale documentation: AOM/allonge creation, assignment recording, and servicing transfer coordination.
🔒 Confidentiality Controls
Tiered data access — borrower and loan-level details are gated behind buyer qualification. No sensitive data exposed to unvetted parties.
✅ Fees After Closing
Fee invoiced after closing, never before. We succeed when you succeed.
Two Paths to Liquidation
Every portfolio is different. We'll help you choose the right approach for your goals.
📈 Best Price — Marketplace
Maximize recovery through competitive bidding from vetted buyers.
- Assets listed on the FIXnotes marketplace
- Multiple qualified buyers compete on price
- We handle all marketing, buyer communication, and deal negotiation
- You approve every offer before acceptance
- Exclusive listing period
Best for: portfolios where recovery rate matters most
🤝 Best Execution — Bulk Sale
One buyer, one contract, one transfer. Done.
- We match your portfolio with a single pre-qualified bulk buyer
- One purchase & sale agreement, one closing
- We facilitate all documentation, AOM/allonge creation, and servicing transfer
- Non-exclusive — no lock-in commitment
- Fastest path from decision to capital
Best for: portfolios where speed and simplicity matter most
Not sure which path fits? Your portfolio assessment will include a recommended strategy.
We don't get paid until you get paid.
Our fee is invoiced after closing — never before.
Market Intelligence, Not Guesswork
- Pricing benchmarks by asset mix
- Recommended disposition strategy
- Estimated timeline to capital
- Buyer demand indicators
Real pricing data from live transactions — not estimates. Your assessment includes benchmarks specific to your asset mix, geography, and lien position.
No obligation.
Get a Confidential Portfolio Review
Tell us about your portfolio and we'll respond within one business day with an initial assessment and next steps.