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The operating system for distressed debt.
More than just the MLS for mortgage notes — a platform where inventory, analytics, and execution converge. FIXnotes integrates sourcing, trade desk execution, borrower resolution, and investor development into one aligned system.
The result: transparent markets, disciplined returns for investors, and fair outcomes for borrowers. Infrastructure that institutions and independents both rely on.
Abundance
Opportunity is plentiful. We share knowledge and grow together.
Builders, Not Speculators
We create systems and apply leverage so results compound over time.
Aligned Outcomes
Investors have the power. We use it to reach fair, sustainable resolutions.
Credibility Compounds
We keep our word, communicate clearly, and build long-term trust in every deal.
Build your note portfolio.
Join over 1,671 investors who are building wealth through mortgage notes — or talk to our team about your goals.
Mortgage Notes for Sale
Browse available NPLs, view sale comps from completed transactions, and model returns to underwrite your next deal. Founded by Robert Hytha in 2017, FIXnotes has generated $67.9MM in documented investor revenue and handled $681MM in non-performing loan UPB.
Learn Mortgage Note Investing
250+ free guides and resources — from encyclopedia definitions of UPB, lien position, and loan modifications to in-depth articles on due diligence, pricing, and borrower resolution. Our structured courses walk new investors through the fundamentals while sale comps give experienced buyers real benchmarks.