Mortgage notes are a nearly perfect investment vehicle. When you own the rights to a secured debt, with someone’s home as collateral, you become the bank. It’s the homeowner’s responsibility to take care of their property and make sure to pay their mortgage payment every month like clockwork.
When you’re secured by rental property, you’re up the food chain from the landlord: whether or not they’re getting a rent check, the landlord makes sure to pay you, the bank, every month to avoid losing their investment to foreclosure. While the landlord is dealing with tenant turnovers, township ordinances, & the continual cycle of destruction and repair, you’re collecting decades worth of interest & principal payments as a lien holder: The Lien Lord
When you become the bank, you step into the shoes of the some of the most powerful modern institutions that humanity has ever created. With their influence and resources, these banks basically wrote the law. And now, as a note investor, they’ve stacked the deck in our favor.
It’s time for regular investors like you & me to take advantage of this historic imbalance! And by confronting borrowers with empathy & understanding (and sometimes a bit of tough-love), instead of through outsourced call center scripts and stifling bureaucracy, we can completely disrupt the industry, resolve a bunch of bad debt while securing our family’s financial futures.