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MastermindThe Accelerator is included with the Mortgage Note Mastermind. Preview the full syllabus below and learn about the Mastermind to get started.
Mortgage Note Mastermind

The Accelerator

A structured, 90-day program that takes you from beginner to Certified Mortgage Note Specialist (CMNS). Included with the Mastermind — not available as a standalone course.

CMNSCertification
8Modules
25Lessons
90Day Program
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Certified Mortgage Note SpecialistProve you can source, evaluate, and close deals. The CMNS designation sets you apart whether you're building a portfolio or brokering transactions.Not needed to buy on FIXnotes, but a strong career move. Grads learn to find, vet, price, and close note deals on their own terms.
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Become a Qualified BuyerRequired to make offers on FIXnotes assets. This program makes qualification easy & gives you a portable vetting package recognized by institutional sellers.Complete the 3-tier vetting in Module 7 to build a portable qualification package — use it on the FIXnotes marketplace or take it to any note seller in the industry.
Module 1

The Note Business

What mortgage notes are, how the market works, entity setup, and an overview of funding options.

1What Are Mortgage Notes?
2How the Secondary Market Works
3Setting Up Your Note Business
4Exercise: Build Your Business Profile
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Module 2

Deal Sourcing

Finding notes, evaluating sellers, reading data tapes, and building your buy box.

1Sources of Mortgage Notes
2Reading the Data Tape
3Evaluating Note Sellers
4Exercise: Filter a Data Tape
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Module 3

Pricing & Bidding

How to price NPLs, submit competitive offers, and understand market comps.

1NPL Pricing Methodology
2Submitting Competitive Bids
3Exercise: Price Three Assets
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Module 4

Due Diligence

The DD waterfall: pre-bid screening, title/tax/liens, property valuation, borrower research, bankruptcy, and collateral file audit.

1Due Diligence Overview
2Title, Taxes, and Liens
3Property Value and Condition
4Borrower Research & Bankruptcy Screening
5Auditing the Collateral File
6Exercise: Run a Full DD Checklist
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Module 5

Transactions

Closing a purchase, servicing transfer, selling notes, brokering deals, and structuring for all parties.

1Closing a Note Purchase
2Servicing Transfer & Onboarding
3Selling Notes & Brokering Deals
4Exercise: Structure a Deal
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Module 6

Resolutions

Loan modifications, discounted payoffs, deed-in-lieu, short sales, foreclosure mechanics, and portfolio management.

1Resolution Strategies Overview
2Loan Modifications & Payment Plans
3Discounted Payoffs (DPOs)
4Foreclosure: Judicial vs. Non-Judicial
5Portfolio Management & Exit Strategies
6Exercise: Plan a Resolution Strategy
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Module 7

Compliance & Vetting

Regulatory landscape (FDCPA, FCRA, CFPB), servicing standards, and building your vetting package.

1The Regulatory Landscape
2Servicing Standards & Compliance
3Building Your Vetting Package
4Your Qualification Profile
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Module 8

Capstone

Full deal simulation from data tape to resolution plan using real property data.

1Capstone: Full Deal Simulation
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Ready to accelerate?

The Accelerator is included with the Mortgage Note Mastermind — mentorship, deal flow, tools, and community.

Learn About the Mastermind →