AMERICAN PARTNERS
CUReidsville, NC
Total Assets
$108M
—
Total Loans
$81M
—
AMERICAN PARTNERS in NC reported a Texas Ratio of 7.0% in Q2 2026, declining -0.6pp from the prior quarter. Nonperforming assets fell to 0.30%, down -0.30pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $36M | 44.0% | — | — |
| 1-4 family — junior lien | $14M | 16.8% | — | — |
| Multifamily | $4M | 4.5% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
FOUNDATION
Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
FOUNDATION
Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.