UTAH HERITAGE
CUMoroni, UT
Total Assets
$167M
—
Total Loans
$110M
—
UTAH HERITAGE in UT reported a Texas Ratio of 12.8% in Q2 2026, up +0.5pp from the prior quarter. Nonperforming assets accounted for 2.51%, an increase of +0.20pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $33M | 29.8% | — | — |
| 1-4 family — junior lien | $26M | 23.7% | — | — |
| Multifamily | $0 | 0.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
FOUNDATION
Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
FOUNDATION
Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.