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FIXnotes

JACKSON RIVER COMMUNITY

CU

Covington, VA

Total Assets
$132M
Total Loans
$54M
JACKSON RIVER COMMUNITY in VA reported a texas ratio of 4.3% in Q1 2026, down -2.6pp from the prior quarter. Nonperforming assets declined to 1.60%, a decrease of -0.87pp quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$3M6.0%
1-4 family — junior lien$360K0.7%
Multifamily$00.0%
FOUNDATION Consumer Auto New Unlock to view
FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Virginia mortgage-note market & lender distress →