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FIXnotes

COMMUNITY RESOURCE

CU

Latham, NY

Total Assets
$120M
—
Total Loans
$99M
—
COMMUNITY RESOURCE in NY reported a Texas Ratio of 5.4% in Q2 2026, declining -0.6pp from the prior quarter. Nonperforming assets stood at 0.83%, down -0.15pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$25M24.8%——
1-4 family — junior lien$10M10.4%——
Multifamily$120K0.1%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

New York mortgage-note market & lender distress →