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FIXnotes

OLD WEST

CU

JOHN DAY, OR

Total Assets
$320M
Total Loans
$194M
OLD WEST in OR reported a Texas ratio of 8.7% in Q1 2026, down -3.7pp from the prior quarter. Nonperforming assets declined to 1.69%, a decrease of -0.71pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$30M15.6%
1-4 family — junior lien$7M3.4%
Multifamily$4M2.2%
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FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Oregon mortgage-note market & lender distress →