SANTA ROSA COUNTY
CUMILTON, FL
Total Assets
$223M
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Total Loans
$88M
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SANTA ROSA COUNTY in FL reported a Texas Ratio of 3.3% in Q2 2026, up +0.1pp from the prior quarter. Nonperforming assets reached 1.18%, an increase of +0.05pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $15M | 17.6% | — | — |
| 1-4 family — junior lien | $3M | 3.3% | — | — |
| Multifamily | $0 | 0.0% | — | — |
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20-quarter trend panels
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Peer cohort comparison
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
SANTA ROSA COUNTY currently appears on: Auto NPL Trend