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FIXnotes

CITY

CU

AMARILLO, TX

Total Assets
$84M
—
Total Loans
$63M
—
CITY in TX reported a 1.59% nonperforming loan ratio in Q2 2026, up +0.48pp from the prior quarter. The institution's Texas ratio increased to 6.6%, a rise of +1.7pp quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$5M7.7%——
1-4 family — junior lien$5M8.1%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Texas mortgage-note market & lender distress →