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FIXnotes

ADVANTAGE

CU

Newton, IA

Total Assets
$106M
Total Loans
$61M
ADVANTAGE in IA reported a 11.9% Texas Ratio in Q1 2026, down -2.6pp from the prior quarter. Nonperforming assets declined to 3.15%, a decrease of -0.48pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$19M30.6%
1-4 family — junior lien$4M7.1%
Multifamily$463K0.8%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Iowa mortgage-note market & lender distress →