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FIXnotes

COUNTY SCHOOLS

CU

Ventura, CA

Total Assets
$91M
Total Loans
$60M
COUNTY SCHOOLS in CA reported a 9.9% Texas Ratio in Q1 2026, declining -14.3pp from the prior quarter. Nonperforming assets fell to 1.27%, a decrease of -1.63pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$44M73.2%
1-4 family — junior lien$3M4.7%
Multifamily$00.0%
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FOUNDATION Consumer Auto Used Unlock to view
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FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

California mortgage-note market & lender distress →