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FIXnotes

ACHIEVE

CU

ELYRIA, OH

Total Assets
$199M
Total Loans
$78M
ACHIEVE in OH reported a Texas ratio of 2.7% in Q1 2026, declining -1.4pp from the prior quarter. Nonperforming assets fell to 0.79%, a decrease of -0.42pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$6M7.3%
1-4 family — junior lien$16M21.0%
Multifamily$00.0%
FOUNDATION Consumer Auto New Unlock to view
FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Ohio mortgage-note market & lender distress →