LOWER EAST SIDE PEOPLE'S
CUNEW YORK, NY
Total Assets
$85M
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Total Loans
$60M
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LOWER EAST SIDE PEOPLE'S in NY reported a Texas ratio of 28.4% in Q2 2026, rising +6.2pp from the prior quarter. Nonperforming assets increased +1.13pp to 4.45%.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $33M | 55.3% | — | — |
| 1-4 family — junior lien | $381K | 0.6% | — | — |
| Multifamily | $18M | 30.9% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
LOWER EAST SIDE PEOPLE'S currently appears on: OREO Accumulators · Rising NPLs by Collateral (Credit Unions)