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Credit unions with the largest QoQ rise in Multifamily commercial nonperforming ratio

Credit unions whose nonperforming-loan ratio for a specific residential or multifamily collateral type rose quarter-over-quarter. NCUA-only — banks publish no equivalent per-collateral data through BankFind /financials (Plan 5 / FFIEC CDR is the bank-side analog).

Q1 202628 institutions
Non-performing loans backed by Multifamily commercial collateral rose across 28 credit unions in Q1 2026, with DAKOTA WEST in ND posting the largest increase at +31.1pp. LANDINGS in AZ and PEOPLE'S COMMUNITY in WA followed with gains of +19.7pp and +16.6pp, respectively.
Rising NPLs by Collateral (Credit Unions)
Sorted by QoQ Δ NPL %
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RankInstitutionSourceStateQoQ Δ NPL %Trend
1DAKOTA WESTCUND
2LANDINGSCUAZ
3PEOPLE'S COMMUNITYCUWA
4MEMBERS1ST COMMUNITYCUIA
5UNION SQUARECUTX
6PEAKCUWA
7CSECULA
8ACADIACUME
9COMMUNITYCUME
10CHAMPIONS FIRSTCUFL
18 more institutions match this list. Unlock metric values for every row and column sort with Foundation.
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RankInstitutionSourceStateQoQ Δ NPL %Trend
11SPOKANE TEACHERSCUWA████████
12SUN EASTCUPA████████
13DAKOTALANDCUSD████████
14MAINE HIGHLANDSCUME████████
15ANCORUMCUME████████
16NEIGHBORSCUMO████████
17CASCOCUME████████
18ASCENTRACUIA████████
19ALLIANTCUIL████████
20THE COUNTYCUME████████
21IQCUWA████████
22KEESLERCUMS████████
23LOWER EAST SIDE PEOPLE'SCUNY████████
24MAINE SAVINGSCUME████████
25STATE EMPLOYEESCUNM████████
26SIGNATURECUVA████████
27WINSOUTHCUAL████████
28WEST-AIRCOMMCUPA████████

Methodology

This card ranks credit unions whose nonperforming-loan ratio for the named collateral type rose quarter-over-quarter by at least 0.5 percentage points (thresholds.minQoqDelta = 0.005), where the CU's exposure to that collateral type exceeds $1M (thresholds.minLoanBalance = 1000000) and the current ratio exceeds 2% (thresholds.minNonperformingPct = 0.02). The CU itself must hold at least $50M of total loans (thresholds.minTotalLoans = 50000000) to filter out sub-scale rosters. Per-collateral nonperforming volume is computed as the sum of the four 60+-days-delinquent buckets specific to that collateral type (DL0058-DL0061 for 1st-lien, DL0065-DL0068 for junior-lien, DL0093-DL0096 for multifamily) — matching the LCD convention used elsewhere in NPL Explorer. Source: NCUA 5300 Call Report Schedule FS220P (Loan Loss Distribution) for delinquency, Schedule FS220L for per-collateral balances. Banks do not publish equivalent per-collateral data through BankFind /financials; FFIEC CDR (Plan 5) is the bank-side analog. Sorted by quarter-over-quarter delta descending.

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