Credit unions with the largest QoQ rise in Multifamily commercial nonperforming ratio
Credit unions whose nonperforming-loan ratio for a specific residential or multifamily collateral type rose quarter-over-quarter. NCUA-only — banks publish no equivalent per-collateral data through BankFind /financials (Plan 5 / FFIEC CDR is the bank-side analog).
| Rank | Institution | Source | State | QoQ Δ NPL % | Trend | |
|---|---|---|---|---|---|---|
| 1 | POWER FINANCIAL | CU | FL | — | ||
| 2 | ST. LOUIS COMMUNITY | CU | MO | — | ||
| 3 | MID CAROLINA | CU | SC | — | ||
| 4 | MC | CU | PA | — | ||
| 5 | NEIGHBORS | CU | LA | — | ||
| 6 | THE ATLANTIC | CU | NJ | — | ||
| 7 | AVADIAN | CU | AL | — | ||
| 8 | ARBOR FINANCIAL | CU | MI | — | ||
| 9 | AMERICA FIRST | CU | UT | — | ||
| 10 | WESTREET | CU | OK | — | ||
9 more institutions match this list. Unlock metric values for every row and column sort with Foundation. Unlock with Foundation | ||||||
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| Rank | Institution | Source | State | QoQ Δ NPL % | Trend | |
|---|---|---|---|---|---|---|
| 11 | MARION AND POLK SCHOOLS | CU | OR | ████ | ████ | |
| 12 | ALDEN | CU | MA | ████ | ████ | |
| 13 | MATANUSKA VALLEY | CU | AK | ████ | ████ | |
| 14 | SERVICE | CU | NH | ████ | ████ | |
| 15 | BEGINNINGS | CU | NY | ████ | ████ | |
| 16 | RIVERMARK COMMUNITY | CU | OR | ████ | ████ | |
| 17 | COVANTAGE | CU | WI | ████ | ████ | |
| 18 | COLLINS COMMUNITY | CU | IA | ████ | ████ | |
| 19 | GREATER IOWA | CU | IA | ████ | ████ |
Methodology
This card ranks credit unions whose nonperforming-loan ratio for the named collateral type rose quarter-over-quarter by at least 0.5 percentage points (thresholds.minQoqDelta = 0.005), where the CU's exposure to that collateral type exceeds $1M (thresholds.minLoanBalance = 1000000) and the current ratio exceeds 2% (thresholds.minNonperformingPct = 0.02). The CU itself must hold at least $50M of total loans (thresholds.minTotalLoans = 50000000) to filter out sub-scale rosters. Per-collateral nonperforming volume is computed as the sum of the four 60+-days-delinquent buckets specific to that collateral type (DL0058-DL0061 for 1st-lien, DL0065-DL0068 for junior-lien, DL0093-DL0096 for multifamily) — matching the LCD convention used elsewhere in NPL Explorer. Source: NCUA 5300 Call Report Schedule FS220P (Loan Loss Distribution) for delinquency, Schedule FS220L for per-collateral balances. Banks do not publish equivalent per-collateral data through BankFind /financials; FFIEC CDR (Plan 5) is the bank-side analog. Sorted by quarter-over-quarter delta descending.