AMERICA FIRST
CURIVERDALE, UT
Total Assets
$26.0B
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Total Loans
$18.4B
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AMERICA FIRST in UT reported a Texas Ratio of 8.6% in Q2 2026, rising +1.0pp from the prior quarter. Nonperforming assets accounted for 1.45%, an increase of +0.11pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $1.5B | 7.9% | — | — |
| 1-4 family — junior lien | $3.2B | 17.3% | — | — |
| Multifamily | $134M | 0.7% | — | — |
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| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.