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FIXnotes

ST. LOUIS COMMUNITY

CU

Saint Louis, MO

Total Assets
$443M
Total Loans
$204M
ST. LOUIS COMMUNITY in MO reported a Texas Ratio of 7.7% in Q1 2026, down -4.8pp from the prior quarter. Nonperforming assets declined to 2.53%, a -1.50pp decrease period-over-period.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$30M14.6%
1-4 family — junior lien$7M3.3%
Multifamily$9M4.3%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Missouri mortgage-note market & lender distress →