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FIXnotes

POWER FINANCIAL

CU

Pembroke Pines, FL

Total Assets
$1.0B
—
Total Loans
$722M
—
POWER FINANCIAL in FL reported a 16.8% Texas Ratio in Q2 2026, rising +1.6pp from the prior quarter. Nonperforming assets increased +0.30pp to 3.35%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$361M50.0%——
1-4 family — junior lien$60M8.4%——
Multifamily$76M10.6%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Florida mortgage-note market & lender distress →