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FIXnotes

POWER FINANCIAL

CU

Pembroke Pines, FL

Total Assets
$1.0B
Total Loans
$709M
POWER FINANCIAL in FL reported a 15.7% Texas Ratio in Q1 2026, declining -2.9pp from the prior quarter. Nonperforming assets fell to 3.06%, a -0.51pp decrease.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$354M50.0%
1-4 family — junior lien$58M8.2%
Multifamily$71M10.1%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Florida mortgage-note market & lender distress →