AVADIAN
CUBirmingham, AL
Total Assets
$1.4B
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Total Loans
$1.1B
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AVADIAN in AL reported a Texas ratio of 3.7% in Q2 2026, up +0.7pp from the prior quarter. Nonperforming assets accounted for 0.46%, an increase of +0.06pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $399M | 34.9% | — | — |
| 1-4 family — junior lien | $175M | 15.3% | — | — |
| Multifamily | $7M | 0.6% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.