THE ATLANTIC
CUKenilworth, NJ
Total Assets
$235M
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Total Loans
$184M
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THE ATLANTIC in NJ reported a Texas Ratio of 18.9% in Q2 2026, up +0.7pp from the prior quarter. Nonperforming assets reached 3.51%, an increase of +0.15pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $43M | 23.5% | — | — |
| 1-4 family — junior lien | $24M | 12.8% | — | — |
| Multifamily | $21M | 11.4% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.