ARBOR FINANCIAL
CUKALAMAZOO, MI
Total Assets
$905M
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Total Loans
$679M
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ARBOR FINANCIAL in MI reported a 9.3% Texas ratio in Q1 2026, declining -3.7pp from the prior quarter. Nonperforming assets fell to 1.28%, down -0.46pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $375M | 55.2% | — | — |
| 1-4 family — junior lien | $82M | 12.1% | — | — |
| Multifamily | $15M | 2.3% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.