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FIXnotes

WESTREET

CU

Tulsa, OK

Total Assets
$967M
—
Total Loans
$733M
—
TULSA in OK reported a 20.2% Texas Ratio in Q2 2026, up +10.3pp from the prior quarter. Nonperforming assets rose to 2.77%, an increase of +1.40pp quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$191M26.1%——
1-4 family — junior lien$74M10.2%——
Multifamily$86M11.7%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Oklahoma mortgage-note market & lender distress →