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FIXnotes

FIRST ALLIANCE

CU

Rochester, MN

Total Assets
$358M
—
Total Loans
$258M
—
FIRST ALLIANCE in MN reported a Texas Ratio of 8.0% in Q2 2026, down -0.3pp from the prior quarter. Nonperforming assets declined to 1.19%, a decrease of -0.08pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$56M21.8%——
1-4 family — junior lien$38M14.6%——
Multifamily$4M1.6%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Minnesota mortgage-note market & lender distress →