FIRST ALLIANCE
CURochester, MN
Total Assets
$335M
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Total Loans
$247M
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FIRST ALLIANCE in MN reported a 9.0% Texas Ratio in Q1 2026, down -2.1pp from the prior quarter. Nonperforming assets declined to 1.27%, a decrease of -0.26pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $50M | 20.4% | — | — |
| 1-4 family — junior lien | $36M | 14.6% | — | — |
| Multifamily | $4M | 1.7% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.