Credit unions with the largest QoQ rise in 1-4 family — junior lien nonperforming ratio
Credit unions whose nonperforming-loan ratio for a specific residential or multifamily collateral type rose quarter-over-quarter. NCUA-only — banks publish no equivalent per-collateral data through BankFind /financials (Plan 5 / FFIEC CDR is the bank-side analog).
| Rank | Institution | Source | State | QoQ Δ NPL % | Trend | |
|---|---|---|---|---|---|---|
| 1 | RIVER CITY | CU | TX | — | ||
| 2 | CHOICE ONE COMMUNITY | CU | PA | — | ||
| 3 | HONOLULU | CU | HI | — | ||
| 4 | NORTH ALABAMA EDUCATORS | CU | AL | — | ||
| 5 | NORTH IOWA COMMUNITY | CU | IA | — | ||
| 6 | VOYAGE | CU | SD | — | ||
| 7 | EASTERN OPERATING ENGINEERS | CU | NY | — | ||
| 8 | ILLIANA FINANCIAL | CU | IL | — | ||
| 9 | MUTUAL SAVINGS | CU | AL | — | ||
| 10 | SPACE AGE | CU | CO | — | ||
24 more institutions match this list. Unlock metric values for every row and column sort with Foundation. Unlock with Foundation | ||||||
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| Rank | Institution | Source | State | QoQ Δ NPL % | Trend | |
|---|---|---|---|---|---|---|
| 11 | THRIVE | CU | IN | ████ | ████ | |
| 12 | MONEY ONE | CU | MD | ████ | ████ | |
| 13 | FICARE | CU | FL | ████ | ████ | |
| 14 | MIDWEST COALITION OF LABOR | CU | IL | ████ | ████ | |
| 15 | ABBEY | CU | OH | ████ | ████ | |
| 16 | GEAUGA | CU | OH | ████ | ████ | |
| 17 | WAYNE-WESTLAND | CU | MI | ████ | ████ | |
| 18 | VALLEY STRONG | CU | CA | ████ | ████ | |
| 19 | SNO FALLS | CU | WA | ████ | ████ | |
| 20 | THE UNITED | CU | WV | ████ | ████ | |
| 21 | GREAT BASIN | CU | NV | ████ | ████ | |
| 22 | FIRST CHOICE | CU | PA | ████ | ████ | |
| 23 | ALATRUST | CU | AL | ████ | ████ | |
| 24 | NEW YORK UNIVERSITY | CU | NY | ████ | ████ | |
| 25 | MARQUETTE COMMUNITY | CU | MI | ████ | ████ | |
| 26 | MINNESOTA POWER EMPLOYEES | CU | MN | ████ | ████ | |
| 27 | OREGONIANS | CU | OR | ████ | ████ | |
| 28 | WHITE EAGLE | CU | KS | ████ | ████ | |
| 29 | LA PORTE COMMUNITY | CU | IN | ████ | ████ | |
| 30 | NET | CU | PA | ████ | ████ | |
| 31 | WHITE RIVER | CU | WA | ████ | ████ | |
| 32 | MUTUAL FIRST | CU | NE | ████ | ████ | |
| 33 | FREEDOM OF MARYLAND | CU | MD | ████ | ████ | |
| 34 | PEOPLES ADVANTAGE | CU | VA | ████ | ████ |
Methodology
This card ranks credit unions whose nonperforming-loan ratio for the named collateral type rose quarter-over-quarter by at least 0.5 percentage points (thresholds.minQoqDelta = 0.005), where the CU's exposure to that collateral type exceeds $1M (thresholds.minLoanBalance = 1000000) and the current ratio exceeds 2% (thresholds.minNonperformingPct = 0.02). The CU itself must hold at least $50M of total loans (thresholds.minTotalLoans = 50000000) to filter out sub-scale rosters. Per-collateral nonperforming volume is computed as the sum of the four 60+-days-delinquent buckets specific to that collateral type (DL0058-DL0061 for 1st-lien, DL0065-DL0068 for junior-lien, DL0093-DL0096 for multifamily) — matching the LCD convention used elsewhere in NPL Explorer. Source: NCUA 5300 Call Report Schedule FS220P (Loan Loss Distribution) for delinquency, Schedule FS220L for per-collateral balances. Banks do not publish equivalent per-collateral data through BankFind /financials; FFIEC CDR (Plan 5) is the bank-side analog. Sorted by quarter-over-quarter delta descending.