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FIXnotes

OREGONIANS

CU

Milwaukie, OR

Total Assets
$342M
Total Loans
$208M
OREGONIANS in OR reported a Texas Ratio of 8.8% in Q1 2026, rising +1.8pp from the prior quarter. Nonperforming loans totaled 2.34%, an increase of +0.52pp quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$59M28.2%
1-4 family — junior lien$63M30.3%
Multifamily$848K0.4%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Oregon mortgage-note market & lender distress →