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FIXnotes

FOUR POINTS

CU

Omaha, NE

Total Assets
$165M
—
Total Loans
$103M
—
FOUR POINTS in NE reported a 10.5% Texas ratio in Q2 2026, declining -6.5pp from the prior quarter. Nonperforming assets fell to 1.24%, a -1.01pp decrease quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$56M54.2%——
1-4 family — junior lien$19M18.1%——
Multifamily$633K0.6%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Nebraska mortgage-note market & lender distress →