OSWEGO COUNTY
CUOSWEGO, NY
Total Assets
$152M
—
Total Loans
$101M
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OSWEGO COUNTY in NY reported a Texas ratio of 12.9% in Q1 2026, declining -0.6pp from the prior quarter. Nonperforming assets totaled 2.28%, down -0.02pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $8M | 8.3% | — | — |
| 1-4 family — junior lien | $32M | 31.8% | — | — |
| Multifamily | $0 | 0.0% | — | — |
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.