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FIXnotes

FAMILY FINANCIAL

CU

Norton Shores, MI

Total Assets
$176M
—
Total Loans
$96M
—
FAMILY FINANCIAL in MI reported a Texas Ratio of 4.3% in Q2 2026, down -0.6pp from the prior quarter. Nonperforming assets declined to 0.89%, a decrease of -0.12pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$26M26.9%——
1-4 family — junior lien$5M5.0%——
Multifamily$595K0.6%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Michigan mortgage-note market & lender distress →