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FIXnotes

FAMILY FINANCIAL

CU

Norton Shores, MI

Total Assets
$169M
Total Loans
$96M
FAMILY FINANCIAL in MI reported a Texas Ratio of 5.1% in Q1 2026, up +0.1pp from the prior quarter. Nonperforming assets stood at 1.02%, an increase of +0.01pp quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$26M26.9%
1-4 family — junior lien$4M4.5%
Multifamily$600K0.6%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Michigan mortgage-note market & lender distress →