SERVE
CUDES MOINES, IA
Total Assets
$101M
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Total Loans
$72M
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SERVE in IA reported a Texas Ratio of 3.4% in Q1 2026, down -0.6pp from the prior quarter. Nonperforming assets declined to 0.84%, a decrease of -0.11pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $24M | 33.6% | — | — |
| 1-4 family — junior lien | $13M | 18.7% | — | — |
| Multifamily | $193K | 0.3% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.