CARTER
CUSPRINGHILL, LA
Total Assets
$763M
—
Total Loans
$592M
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CARTER in LA reported a Texas Ratio of 32.0% in Q2 2026, up +9.4pp from the prior quarter. Nonperforming assets rose to 3.66%, an increase of +0.81pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $274M | 46.2% | — | — |
| 1-4 family — junior lien | $33M | 5.6% | — | — |
| Multifamily | $5M | 0.8% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
CARTER currently appears on: Rising NPLs by Collateral (Credit Unions)