SAFE HARBOR
CULudington, MI
Total Assets
$184M
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Total Loans
$150M
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SAFE HARBOR in MI reported a 20.3% Texas ratio in Q2 2026, rising +9.2pp from the prior quarter. Nonperforming assets increased to 2.33%, up +1.20pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $62M | 41.1% | — | — |
| 1-4 family — junior lien | $37M | 25.0% | — | — |
| Multifamily | $3M | 2.1% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
SAFE HARBOR currently appears on: Rising NPLs by Collateral (Credit Unions)