SELF-HELP
CUDURHAM, NC
Total Assets
$2.2B
—
Total Loans
$1.9B
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SELF-HELP in NC reported a Texas Ratio of 6.5% in Q2 2026, up +0.4pp from the prior quarter. Nonperforming assets increased +0.14pp to 1.97%.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $1.4B | 72.8% | — | — |
| 1-4 family — junior lien | $27M | 1.4% | — | — |
| Multifamily | $13M | 0.7% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
SELF-HELP currently appears on: Rising NPLs by Collateral (Credit Unions)