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FIXnotes

INTOUCH

CU

PLANO, TX

Total Assets
$837M
—
Total Loans
$661M
—
INTOUCH in TX reported a Texas ratio of 11.6% in Q2 2026, up +1.5pp from the prior quarter. Nonperforming loans increased +0.24pp to 1.38%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$306M46.2%——
1-4 family — junior lien$103M15.6%——
Multifamily$11M1.6%——
FOUNDATION Consumer Auto New — Unlock to view
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FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Texas mortgage-note market & lender distress →