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FIXnotes

LA CAPITOL

CU

BATON ROUGE, LA

Total Assets
$800M
Total Loans
$575M
LA CAPITOL in LA reported a Texas Ratio of 7.8% in Q1 2026, down -0.6pp from the prior quarter. Nonperforming assets declined to 1.40%, a decrease of -0.06pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$125M21.7%
1-4 family — junior lien$30M5.3%
Multifamily$575K0.1%
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FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Louisiana mortgage-note market & lender distress →