Credit unions with the largest QoQ rise in 1-4 family — 1st lien nonperforming ratio

Credit unions whose nonperforming-loan ratio for a specific residential or multifamily collateral type rose quarter-over-quarter. NCUA-only — banks publish no equivalent per-collateral data through BankFind /financials (Plan 5 / FFIEC CDR is the bank-side analog).

Q2 202650 institutions (archived snapshot)

In Q2 2026, nonperforming loans secured by 1-4 family — 1st lien collateral rose among 50 credit unions, with POWER CO-OP EMPLOYEES in IA leading at 9.29%, up +9.3pp from the prior quarter. LASSEN COUNTY in CA and VUE COMMUNITY in ND followed, each recording quarter-over-quarter increases of +9.2pp and +6.9pp, respectively.

Rising NPLs by Collateral (Credit Unions)

Sorted by QoQ Δ NPL % ↓

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Rank	Institution	Source	State	QoQ Δ NPL %
1	POWER CO-OP EMPLOYEES	CU	IA	+9.3
2	LASSEN COUNTY	CU	CA	+9.2
3	VUE COMMUNITY	CU	ND	+6.9
4	MOUNTAINCREST	CU	WA	+6.6
5	HOMETOWN	CU	ND	+6.5
6	CLARITY	CU	ID	+6.1
7	OU	CU	OK	+6.1
8	COPPER BASIN	CU	TN	+5.0
9	COMMODORE PERRY	CU	OH	+5.0
10	SCENIC COMMUNITY	CU	TN	+4.9
40 more institutions match this list. Unlock metric values for every row, column sort, archives, and CSV export with Mastermind. Unlock with Mastermind

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Rank	Institution	Source	State	QoQ Δ NPL %	Trend
11	SOUND	CU	CT	████	████
12	GREENSBORO MUNICIPAL	CU	NC	████	████
13	VALLEY	CU	OR	████	████
14	COOPERATIVE TEACHERS	CU	TX	████	████
15	GRANCO	CU	WA	████	████
16	MONTEREY	CU	CA	████	████
17	RIVERFALL	CU	AL	████	████
18	SISKIYOU	CU	CA	████	████
19	COMMUNITY SERVICE	CU	TX	████	████
20	FERGUSON	CU	MS	████	████
21	GOLDEN PLAINS	CU	KS	████	████
22	TRADEMARK	CU	ME	████	████
23	STAR OF TEXAS	CU	TX	████	████
24	HEALTHCARE EMPLOYEES	CU	NJ	████	████
25	UNIVERSITY FIRST	CU	UT	████	████
26	PINE BLUFF COTTON BELT	CU	AR	████	████
27	MEMBERS	CU	NC	████	████
28	TRUST	CU	TN	████	████
29	DANIELS-SHERIDAN	CU	MT	████	████
30	AURORA	CU	CO	████	████
31	ST. PIUS X CHURCH	CU	NY	████	████
32	UNITED POLES	CU	NJ	████	████
33	BUFFALO METROPOLITAN	CU	NY	████	████
34	OHIO HEALTHCARE	CU	OH	████	████
35	MEMBERS FIRST	CU	UT	████	████
36	COUNTY SCHOOLS	CU	CA	████	████
37	RESOURCE ONE	CU	TX	████	████
38	ACHIEVE	CU	OH	████	████
39	PEOPLES	CU	IA	████	████
40	MID-KANSAS	CU	KS	████	████
41	TRI COUNTY AREA	CU	PA	████	████
42	UNITED SAVINGS	CU	ND	████	████
43	KSW	CU	ME	████	████
44	LOCAL GOVERNMENT	CU	NC	████	████
45	THE CREDIT UNION FOR ALL	CU	IL	████	████
46	KANSAS STATE UNIVERSITY	CU	KS	████	████
47	DEEPWATER INDUSTRIES	CU	NJ	████	████
48	CAMPCO	CU	WY	████	████
49	NIKKEI	CU	CA	████	████
50	CARTER	CU	LA	████	████

Methodology

This card ranks credit unions whose nonperforming-loan ratio for the named collateral type rose at least 0.5 percentage points quarter-over-quarter. To qualify, the credit union's loans of that collateral type must exceed $1M, its current ratio must be above 2%, and it must hold at least $50M of total loans (which filters out very small credit unions). Per-collateral nonperforming volume is the sum of the four 60+-days-delinquent buckets for that collateral type (DL0058–DL0061 for 1st-lien, DL0065–DL0068 for junior-lien, DL0093–DL0096 for multifamily) — the same 60+-day delinquency measure NPL Explorer uses for credit unions elsewhere. Source: NCUA 5300 Call Report Schedule FS220P (Loan Loss Distribution) for delinquency, and Schedule FS220L for per-collateral balances. Banks do not publish equivalent per-collateral data in FDIC BankFind; the bank-side counterpart is the FFIEC Call Report (CDR). Sorted by quarter-over-quarter change, largest first.

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