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FIXnotes

OU

CU

NORMAN, OK

Total Assets
$83M
—
Total Loans
$64M
—
OU in OK reported a Texas ratio of 9.1% in Q2 2026, rising +2.9pp from the prior quarter. Nonperforming assets increased +0.36pp to 1.08%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$5M8.4%——
1-4 family — junior lien$18M28.5%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Oklahoma mortgage-note market & lender distress →