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Credit unions with the largest QoQ rise in 1-4 family — 1st lien nonperforming ratio

Credit unions whose nonperforming-loan ratio for a specific residential or multifamily collateral type rose quarter-over-quarter. NCUA-only — banks publish no equivalent per-collateral data through BankFind /financials (Plan 5 / FFIEC CDR is the bank-side analog).

Q1 202627 institutions (archived snapshot)
In Q1 2026, nonperforming loans secured by 1-4 family — 1st lien collateral rose among 27 credit unions tracked, with COMMUNITY POWERED (DE) reporting the largest quarterly increase at +4.5pp, reaching 6.67%. INNER LAKES (NY) and LA PORTE COMMUNITY (IN) followed with increases of +3.9pp and +3.0pp, respectively.
Rising NPLs by Collateral (Credit Unions)
Sorted by QoQ Δ NPL % ↓
Export CSV (Mastermind)
RankInstitutionSourceStateQoQ Δ NPL %Trend
1COMMUNITY POWEREDCUDE—
2INNER LAKESCUNY—
3LA PORTE COMMUNITYCUIN—
4CITIZENS COMMUNITYCUIA—
5KINGSCUCA—
6EMPLOYEESCUIA—
7BROWARD HEALTHCARECUFL—
8GLENDALECUCA—
9TRAILHEADCUOR—
101ST MISSISSIPPICUMS—
17 more institutions match this list. Unlock metric values for every row, column sort, archives, and CSV export with Mastermind.
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RankInstitutionSourceStateQoQ Δ NPL %Trend
11SOOPER CU DBA CLIMB CUCUCO████████
12FAMILY FIRSTCUGA████████
13GEAUGACUOH████████
14UNION SQUARECUTX████████
15GUADALUPECUNM████████
16PEOPLES ADVANTAGECUVA████████
17SUMMITCUNC████████
18UNITED SAVINGSCUND████████
19ALLEGIUSCUIN████████
20ADVANCED FINANCIALCUNJ████████
21CHOICE ONE COMMUNITYCUPA████████
22EDUCATION FIRST CREDIT UNION, INC.CUOH████████
23OLD WESTCUOR████████
24SUNLIGHTCUWY████████
25EAGLE ONECUDE████████
26RUSSELL COUNTRYCUMT████████
27EXTRACUMI████████

Methodology

This card ranks credit unions whose nonperforming-loan ratio for the named collateral type rose at least 0.5 percentage points quarter-over-quarter. To qualify, the credit union's loans of that collateral type must exceed $1M, its current ratio must be above 2%, and it must hold at least $50M of total loans (which filters out very small credit unions). Per-collateral nonperforming volume is the sum of the four 60+-days-delinquent buckets for that collateral type (DL0058–DL0061 for 1st-lien, DL0065–DL0068 for junior-lien, DL0093–DL0096 for multifamily) — the same 60+-day delinquency measure NPL Explorer uses for credit unions elsewhere. Source: NCUA 5300 Call Report Schedule FS220P (Loan Loss Distribution) for delinquency, and Schedule FS220L for per-collateral balances. Banks do not publish equivalent per-collateral data in FDIC BankFind; the bank-side counterpart is the FFIEC Call Report (CDR). Sorted by quarter-over-quarter change, largest first.

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