CHOICE ONE COMMUNITY
CUPlains Township, PA
Total Assets
$131M
—
Total Loans
$76M
—
CHOICE ONE COMMUNITY in PA reported a 14.9% Texas Ratio in Q1 2026, up +3.6pp from the prior quarter. Nonperforming assets rose to 2.54%, an increase of +0.65pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $39M | 51.3% | — | — |
| 1-4 family — junior lien | $4M | 5.0% | — | — |
| Multifamily | $0 | 0.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
FOUNDATION
Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
FOUNDATION
Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
CHOICE ONE COMMUNITY currently appears on: Rising NPLs by Collateral (Credit Unions) · Rising NPLs by Collateral (Credit Unions) · Under-Reserved Lenders