EDUCATION FIRST CREDIT UNION, INC.
CUColumbus, OH
Total Assets
$149M
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Total Loans
$104M
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EDUCATION FIRST CREDIT UNION, INC. in OH reported a Texas Ratio of 14.3% in Q1 2026, up +3.7pp from the prior quarter. Nonperforming assets increased to 1.97%, a rise of +0.55pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $24M | 23.2% | — | — |
| 1-4 family — junior lien | $20M | 19.5% | — | — |
| Multifamily | $0 | 0.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
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| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
EDUCATION FIRST CREDIT UNION, INC. currently appears on: Rising NPLs by Collateral (Credit Unions) · Auto NPL Trend