EDUCATION FIRST CREDIT UNION, INC.
CUColumbus, OH
Total Assets
$146M
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Total Loans
$104M
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EDUCATION FIRST CREDIT UNION, INC. in OH reported a Texas Ratio of 13.6% in Q2 2026, up +0.8pp from the prior quarter. Nonperforming assets accounted for 2.13%, an increase of +0.16pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $24M | 23.1% | — | — |
| 1-4 family — junior lien | $20M | 19.7% | — | — |
| Multifamily | $0 | 0.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
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| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
EDUCATION FIRST CREDIT UNION, INC. currently appears on: Auto NPL Trend