UNITED SAVINGS
CUFARGO, ND
Total Assets
$125M
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Total Loans
$89M
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UNITED SAVINGS in ND reported a 15.2% Texas Ratio in Q2 2026, up +8.3pp from the prior quarter. Nonperforming assets totaled 2.88%, an increase of +1.58pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $33M | 37.0% | — | — |
| 1-4 family — junior lien | $13M | 14.5% | — | — |
| Multifamily | $707K | 0.8% | — | — |
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
UNITED SAVINGS currently appears on: Rising NPLs by Collateral (Credit Unions) · Rising NPLs by Collateral (Credit Unions)