Skip to content
FIXnotes

UNION SQUARE

CU

Wichita Falls, TX

Total Assets
$599M
Total Loans
$437M
UNION SQUARE in TX reported a 23.3% Texas ratio in Q1 2026, up +8.8pp from the prior quarter. Nonperforming assets reached 2.64%, an increase of +0.97pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$205M47.0%
1-4 family — junior lien$28M6.3%
Multifamily$24M5.6%
FOUNDATION Consumer Auto New Unlock to view
FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

FOUNDATION

Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

FOUNDATION

Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Texas mortgage-note market & lender distress →