BUFFALO METROPOLITAN
CUBUFFALO, NY
Total Assets
$145M
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Total Loans
$117M
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BUFFALO METROPOLITAN in NY reported a 16.1% Texas ratio in Q1 2026, down -4.4pp from the prior quarter. Nonperforming assets declined to 2.44%, a -0.62pp improvement quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $41M | 35.1% | — | — |
| 1-4 family — junior lien | $17M | 14.3% | — | — |
| Multifamily | $0 | 0.0% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.