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FIXnotes

SOUND

CU

Norwalk, CT

Total Assets
$116M
Total Loans
$90M
SOUND in CT reported a 5.2% Texas ratio in Q1 2026, declining -4.3pp from the prior quarter. Nonperforming assets fell to 0.46%, down -0.37pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$20M22.5%
1-4 family — junior lien$41M45.7%
Multifamily$500K0.6%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Connecticut mortgage-note market & lender distress →