LOCAL GOVERNMENT
CURALEIGH, NC
Total Assets
$3.1B
—
Total Loans
$2.7B
—
LOCAL GOVERNMENT in NC reported a 75.9% Texas Ratio in Q2 2026, rising +20.2pp from the prior quarter. Nonperforming assets increased +1.22pp to 6.27%.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $1.6B | 57.5% | — | — |
| 1-4 family — junior lien | $296M | 10.8% | — | — |
| Multifamily | $0 | 0.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
FOUNDATION
Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
FOUNDATION
Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
LOCAL GOVERNMENT currently appears on: Texas Ratio Watch · Net Worth Distress · Rising NPLs by Collateral (Credit Unions) · Capital-Pressured Institutions