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Credit unions with the largest QoQ rise in Multifamily commercial nonperforming ratio

Credit unions whose nonperforming-loan ratio for a specific residential or multifamily collateral type rose quarter-over-quarter. NCUA-only — banks publish no equivalent per-collateral data through BankFind /financials (Plan 5 / FFIEC CDR is the bank-side analog).

Q1 202628 institutions (archived snapshot)
Non-performing loans backed by Multifamily commercial collateral rose across 28 credit unions in Q1 2026, with DAKOTA WEST in ND posting the largest increase at +31.1pp. LANDINGS in AZ and PEOPLE'S COMMUNITY in WA followed with gains of +19.7pp and +16.6pp, respectively.
Rising NPLs by Collateral (Credit Unions)
Sorted by QoQ Δ NPL % ↓
Export CSV (Mastermind)
RankInstitutionSourceStateQoQ Δ NPL %Trend
1DAKOTA WESTCUND—
2LANDINGSCUAZ—
3PEOPLE'S COMMUNITYCUWA—
4MEMBERS1ST COMMUNITYCUIA—
5UNION SQUARECUTX—
6PEAKCUWA—
7CSECULA—
8ACADIACUME—
9COMMUNITYCUME—
10CHAMPIONS FIRSTCUFL—
18 more institutions match this list. Unlock metric values for every row, column sort, archives, and CSV export with Mastermind.
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RankInstitutionSourceStateQoQ Δ NPL %Trend
11SPOKANE TEACHERSCUWA████████
12SUN EASTCUPA████████
13DAKOTALANDCUSD████████
14MAINE HIGHLANDSCUME████████
15ANCORUMCUME████████
16NEIGHBORSCUMO████████
17CASCOCUME████████
18ASCENTRACUIA████████
19ALLIANTCUIL████████
20THE COUNTYCUME████████
21IQCUWA████████
22KEESLERCUMS████████
23LOWER EAST SIDE PEOPLE'SCUNY████████
24MAINE SAVINGSCUME████████
25STATE EMPLOYEESCUNM████████
26SIGNATURECUVA████████
27WINSOUTHCUAL████████
28WEST-AIRCOMMCUPA████████

Methodology

This card ranks credit unions whose nonperforming-loan ratio for the named collateral type rose at least 0.5 percentage points quarter-over-quarter. To qualify, the credit union's loans of that collateral type must exceed $1M, its current ratio must be above 2%, and it must hold at least $50M of total loans (which filters out very small credit unions). Per-collateral nonperforming volume is the sum of the four 60+-days-delinquent buckets for that collateral type (DL0058–DL0061 for 1st-lien, DL0065–DL0068 for junior-lien, DL0093–DL0096 for multifamily) — the same 60+-day delinquency measure NPL Explorer uses for credit unions elsewhere. Source: NCUA 5300 Call Report Schedule FS220P (Loan Loss Distribution) for delinquency, and Schedule FS220L for per-collateral balances. Banks do not publish equivalent per-collateral data in FDIC BankFind; the bank-side counterpart is the FFIEC Call Report (CDR). Sorted by quarter-over-quarter change, largest first.

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