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Credit unions with the largest QoQ rise in Multifamily commercial nonperforming ratio

Credit unions whose nonperforming-loan ratio for a specific residential or multifamily collateral type rose quarter-over-quarter. NCUA-only — banks publish no equivalent per-collateral data through BankFind /financials (Plan 5 / FFIEC CDR is the bank-side analog).

Q4 202519 institutions (archived snapshot)
Non-performing loans in Multifamily commercial rose across 19 credit unions in Q4 2025. POWER FINANCIAL in FL led with a +30.4pp increase to 30.43%, followed by ST. LOUIS COMMUNITY in MO at +18.6pp and MID CAROLINA in SC at +15.9pp.
Rising NPLs by Collateral (Credit Unions)
Sorted by QoQ Δ NPL % ↓
Export CSV (Mastermind)
RankInstitutionSourceStateQoQ Δ NPL %Trend
1POWER FINANCIALCUFL—
2ST. LOUIS COMMUNITYCUMO—
3MID CAROLINACUSC—
4MCCUPA—
5NEIGHBORSCULA—
6THE ATLANTICCUNJ—
7AVADIANCUAL—
8ARBOR FINANCIALCUMI—
9AMERICA FIRSTCUUT—
10WESTREETCUOK—
9 more institutions match this list. Unlock metric values for every row, column sort, archives, and CSV export with Mastermind.
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RankInstitutionSourceStateQoQ Δ NPL %Trend
11MARION AND POLK SCHOOLSCUOR████████
12ALDENCUMA████████
13MATANUSKA VALLEYCUAK████████
14SERVICECUNH████████
15BEGINNINGSCUNY████████
16RIVERMARK COMMUNITYCUOR████████
17COVANTAGECUWI████████
18COLLINS COMMUNITYCUIA████████
19GREATER IOWACUIA████████

Methodology

This card ranks credit unions whose nonperforming-loan ratio for the named collateral type rose at least 0.5 percentage points quarter-over-quarter. To qualify, the credit union's loans of that collateral type must exceed $1M, its current ratio must be above 2%, and it must hold at least $50M of total loans (which filters out very small credit unions). Per-collateral nonperforming volume is the sum of the four 60+-days-delinquent buckets for that collateral type (DL0058–DL0061 for 1st-lien, DL0065–DL0068 for junior-lien, DL0093–DL0096 for multifamily) — the same 60+-day delinquency measure NPL Explorer uses for credit unions elsewhere. Source: NCUA 5300 Call Report Schedule FS220P (Loan Loss Distribution) for delinquency, and Schedule FS220L for per-collateral balances. Banks do not publish equivalent per-collateral data in FDIC BankFind; the bank-side counterpart is the FFIEC Call Report (CDR). Sorted by quarter-over-quarter change, largest first.

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