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FIXnotes

ASCENTRA

CU

Bettendorf, IA

Total Assets
$593M
Total Loans
$411M
ASCENTRA in IA reported a Texas Ratio of 6.1% in Q1 2026, declining -0.1pp from the prior quarter. Nonperforming assets stood at 0.89%, a modest increase of +0.01pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$185M45.0%
1-4 family — junior lien$42M10.2%
Multifamily$23M5.5%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Iowa mortgage-note market & lender distress →