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FIXnotes

PEOPLE'S COMMUNITY

CU

VANCOUVER, WA

Total Assets
$279M
Total Loans
$118M
PEOPLE'S COMMUNITY in WA reported a nonperforming loan ratio of 2.41% in Q1 2026, up +2.41pp from the prior quarter. The institution's Texas Ratio reached 6.9%, an increase of +6.9pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$24M20.6%
1-4 family — junior lien$3M2.5%
Multifamily$17M14.5%
FOUNDATION Consumer Auto New Unlock to view
FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Washington mortgage-note market & lender distress →