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FIXnotes

PEOPLE'S COMMUNITY

CU

VANCOUVER, WA

Total Assets
$269M
—
Total Loans
$123M
—
PEOPLE'S COMMUNITY in WA reported a Texas Ratio of 6.6% in Q2 2026, declining -0.1pp from the prior quarter. Nonperforming assets fell to 2.32%, a decrease of -0.09pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$24M19.2%——
1-4 family — junior lien$3M2.4%——
Multifamily$17M13.9%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Washington mortgage-note market & lender distress →